Overview
The Town of Carmel’s General Fund final FY2025 budget was $28,503,747 in expenditures against $25,612,267 in revenues; actual revenues of $27,427,055 exceeded the final budget by $1,814,788, while actual expenditures of $26,799,924 came in $1,703,823 under the final budget. The General Fund ended FY2025 with a fund balance of $11,183,178. Government-wide, town revenues totaled $61,169,772 in 2025 (up from $59,509,348 in 2024), of which real property taxes were $43,461,947 (71.1%).
Source: Town of Carmel Final 2025 ACFR.
At a glance
Headline budget and actual — General Fund, FY2025
General Fund revenues (final), then actual (each column sums exactly).
| Real property taxes (final) | $18,077,288 |
| Real property taxes (actual) | $18,077,287 |
| State aid (final) | $1,146,625 |
| State aid (actual) | $1,338,131 |
| Federal aid (final) | $1,111,409 |
| Federal aid (actual) | $2,362,164 |
| Departmental income (final) | $2,011,556 |
| Departmental income (actual) | $2,023,817 |
| Licenses and permits (final) | $1,026,500 |
| Licenses and permits (actual) | $1,183,067 |
| Total revenues (final) | $25,612,267 |
| Total revenues (actual) | $27,427,055 |
General Fund expenditures (final), then actual (each column sums exactly).
| General government support (final) | $10,196,073 |
| General government support (actual) | $9,017,716 |
| Public safety (final) | $13,612,953 |
| Public safety (actual) | $13,495,824 |
| Culture and recreation (final) | $3,146,555 |
| Culture and recreation (actual) | $2,812,008 |
| Transportation (final) | $980,351 |
| Transportation (actual) | $947,057 |
| Home and community services (final) | $544,540 |
| Home and community services (actual) | $504,444 |
| Health (final) | $23,275 |
| Health (actual) | $22,875 |
| Total expenditures (final) | $28,503,747 |
| Total expenditures (actual) | $26,799,924 |
Other funds (final budget / actual): Highway Fund revenues $10,194,057 / $10,445,115 and expenditures $10,413,802 / $10,035,266; Special Districts Fund revenues $20,422,807 / $21,478,575 and expenditures $20,091,107 / $18,872,289. Net change in General Fund balance for FY2025 was −$1,130,288 after transfers out of $1,825,839 against transfers in of $68,420. The ACFR was prepared by Town Comptroller Mary Ann Maxwell and audited by PKF O’Connor Davies, LLP (unmodified opinion).
Source: Town of Carmel Final 2025 ACFR, budget-and-actual statement.
Elected officials
| Town Supervisor (FY2025 ACFR) | Michael Cazzari (term to 12/31/25 in the source) |
| Town Board (FY2025 ACFR) | Suzanne McDonough (term to 12/31/25) |
| Town Board | Frank D. Lombardi (term to 12/31/27) |
| Town Board | Robert Kearns (term to 12/31/27) |
| Town Board | Michael Lugo (term to 12/31/25) |
| Town Clerk | Alice Daly (term to 12/31/27) |
| Receiver of Taxes | Kathleen S. Kraus (term to 12/31/27) |
| Town Comptroller | Mary Ann Maxwell |
| Highway Superintendent | Michael Stern (term to 12/31/27) |
Sources & notes
- Only source used: Town of Carmel, Final 2025 Annual Comprehensive Financial Report (fiscal year ended December 31, 2025). Final 2025 ACFR.
- Sum checks: General Fund final-budget revenues exact ($25,612,267); final-budget expenditures exact ($28,503,747); actual revenues and expenditures as printed.
- What is not claimed: no 2026 dollar figure is shown (2026 book not retrieved); officials are as listed in the FY2025 ACFR, and several terms shown expired December 31, 2025, so the current board may differ.
- Jurisdiction palette: No verified New York jurisdiction palette was on file, so this page uses the neutral Hometown Numbers dark-glass theme rather than a jurisdiction color.